When determining your eligibility for unemployment in Michigan, it is important to realize that there are many thousands of Americans who use the service every year. Many who ask “what are the requirements to get unemployment in MI?” should know that Michigan’s requirements may be different than those in other states. To know if they meet unemployment insurance eligibility requirements, Michigan residents who have become unemployed (but not fired due to misconduct) should pay close attention to the requirements that are discussed in this article. By knowing your specific MI qualifications for unemployment, you can confidently begin to learn about the application process and discover the many benefits of becoming insured. Continue reading the sections below for more information on unemployment insurance in Michigan
Who qualifies for unemployment insurance in Michigan?
Eligibility for unemployment in Michigan is based mostly on factors that are set in place by the Michigan Unemployment Insurance Agency (UIA), through the state’s Department of Talent & Economic Development. Eligibility for the Michigan UIA is similar to eligibility for EDD in California and other unemployment agencies around the country – while the resources that they provide are different, their overall unemployment qualifications are not. The first of these qualifications for unemployment involves applicants’ current job situations. Your unemployment eligibility mostly relies on being out of work for a good reason – this could be due to layoffs, firing due to lack of job proficiency, or even simply leaving a job for an acceptable reason. You can qualify if you are jobless, but only as long as you are able to continue working, and can prove that you are actively searching for a new job. Many Michigan residents even get eligibility for unemployment insurance if they are working a part-time job, and cannot cover all of their expenses. Overall, your job history plays a very large role in your eligibility.
The next big factor that can help you determine how to qualify for unemployment insurance in Michigan is your level of earnings from your most recent job. You cannot qualify for unemployment insurance if your quarterly wages fell above a certain percentage of the federal poverty line during your “base period.” This is a period of time that equates to the first four calendar quarters before you filed for beneifts. This measurement for your eligibility for unemployment is also subject to change, however, because it is based on financial numbers that change every year and are established by the Michigan UIA. With these different numbers depending on individual circumstances, there are also different unemployment eligibility forms that will allow you to find the right claim application process for you. As an example to let you get a better idea of your qualifications for unemployment, consider that in 2016, the Michigan UIA set the High Quarter mark at $3,298.00 and the minimum wage for any job at $8.50 per hour. This means that if an unemployment applicant worked at least two quarters, exceeded the High Quarter mark in at least one of those quarters and their total earnings after four quarters is higher than 3,298 x 1.5, they can use the Standard Base Period forms to determine their unemployment eligibility in Michigan. All of these forms can be found through the Michigan UIA.
Finally, Michigan residents looking to determine their unemployment insurance eligibility must be able to adequately show that they are able to be employed, willing to be employed and searching for employment. Your eligibility for unemployment will depend on how you can prove to the UIA that you meet all of the above criteria, which can be done by providing a “Record of Work Search” form to the UIA at the time of your application, as well as weekly or biweekly while you receive unemployment insurance benefits or by using UIA’s specialized MARVIN phone service. To prove your qualifications for unemployment, these forms and phone calls must show that you are making a concerted effort to apply for at least two full-time positions per week, along with the contact information for those employers to whom you have applied. Your eligibility for unemployment insurance will be revoked if it is determined that you do not meet the proper qualifications, and your submitted forms can even be subject to random audits at any time in order to ensure that there is no abuse of the unemployment benefits system.
For more details on unemployment insurance eligibility, download our comprehensive guide.
Maintaining Your Eligibility for Unemployment in Michigan
Determining what are the requirements to get unemployment insurance in Michigan and actually being accepted to receive said insurance are only the first steps of unemployment benefits. Because unemployment insurance in MI was only designed to be a temporary solution for some Americans’ financial concerns, maintaining eligibility in the program is a constant process. On top of the weekly and/or biweekly form submissions, phone calls and random audits, your continued unemployment eligibility relies on obeying some extra mandates from the UIA. To keep your qualifications for unemployment, you may be directed to visit your local Michigan UIA’s Unemployment Insurance Claims Office or Employment Service Office for a scheduled interview. This is to ensure that you are still eligible and continue to meet all of the previously mentioned qualifications.
Additional Michigan Unemployment Eligibility Factors
Of course, there are many more factors to consider when determining eligibility for unemployment among Michigan residents. Some of the factors that can make you ineligible for unemployment benefits include the precise reason behind your exit from your most recent job. You will not necessarily lose your qualifications for unemployment for being fired due to a lack of work or being dishonorably discharged in any way, but those circumstances will heavily factor into the UIA’s decision when they are determining your eligibility.
As a Michigan resident, you should always try to check your qualifications for unemployment insurance as soon as you lose your previous job. Completing the unemployment insurance application process early is the best way to ensure that you can receive the financial aid that you need quickly and efficiently. If you disagree with the Michigan UIA’s grounds for rejecting your eligibility for unemployment insurance, you can also file a claim through the agency in order to potentially reverse the decision. While the state has set up other methods of filing claims for unemployment eligibility, perhaps the easiest way for Michigan residents to do so is by calling the UIA directly at 1-866-500-0017.
Download our comprehensive guide on unemployment insurance to access more details on eligibility requirements.