Eligibility for Unemployment Insurance in New Mexico

You should familiarize yourself with eligibility for unemployment in New Mexico in order to determine whether you are able to receive benefits should you become unemployed or experience a reduction in work hours. Qualifications for unemployment mandates that you must have become unemployed through no fault of your own, that you meet wage earning requirements and that you are able and available to work. Additionally, in order to maintain eligibility for EDD, you must meet work search requirements. Unemployment insurance benefits are not meant to provide a substitute for your previous paycheck, but they can help supplement your household earnings while you are looking for new full-time work as long as you certify them periodically and meet certain weekly work search requirements. For more information on how to qualify for unemployment, review the sections provided below.

Who qualifies for unemployment in New Mexico?

You may be wondering, “What are the requirements to get unemployment in New Mexico?” which is a valid question considering the number of eligibility requirement the program has. Fortunately, the New Mexico Department of Workforce Solutions have provided simple eligibility guidelines for the program. In order to meet NM eligibility for unemployment requirements, you must first meet earning requirements in the previous 12 to 18 months that you were employed, also referred to as monetary eligibility. Additional qualifications for unemployment include the following:

  • You become totally unemployed or receive a reduction in work hours.
  • You must not have lost employment through fault of your own.
  • You are able and available to work.
  • You must register through the worker profiling and reemployment services program, meet work search requirements, participate in assessment interviews and any reemployment services.

New Mexico Unemployment Insurance Eligibility Regarding Employment Separation

Understanding eligibility for unemployment in New Mexico is a crucial part of embarking on the unemployment application process. One of the largest determining factors for unemployment insurance eligibility is in regards to the reason for your job separation. The New Mexico Department of Workforce Solutions dictates that you cannot have lost your job (or received a reduction in work hours) through any fault of your own. Job separation will generally come in the form of layoffs, resignations and terminations.

You will likely meet qualifications for unemployment in NM if you were laid off from your job. In terms of unemployment qualifications, a lay off can occur for a number of reasons, including company downsizing or a company going out of business. If you were discharged from your job as a result of misconduct, you will not be eligible to receive unemployment benefits. However, you may be eligible for unemployment insurance if you were terminated for a reason that is not related to misconduct, such as not being a good fit or not possessing specific skills for a job. Unemployment insurance eligibility is questionable when it comes to a resignation. According to the New Mexico Department of Workforce Solutions, in the event of a resignation, you will only be eligible for unemployment benefits if you had a “good cause” to leave your job. Good cause could include avoiding illegal activity or resigning after an employer did not put a stop to a sexual harassment case. Learn more about how to qualify for unemployment insurance by downloading our free comprehensive guide.

It is also worth knowing that you will not be eligible for unemployment if you lost your job due to a labor dispute, such as a strike. Self-employed individuals and individuals who have a commission-based employment are also ineligible to receive unemployment benefits in the state of New Mexico.

Able and Available to Work Qualifications for Unemployment in New Mexico

Eligibility for unemployment benefits in New Mexico is also determined by your ability and availability to work. In order to be eligible for unemployment benefits in the state, you must be able to physically and mentally work a certain number of hours per week. If you are ill or injured, you may not be eligible for benefits during the period of time that you remain ill or injured. Availability refers to whether or not you can accept a position immediately if you are offered one. As such, there must not be any condition that will limit or prevent you from working. This could include travel, child care, incarceration, loss of transportation. You may also not qualify for unemployment insurance if you place unreasonable restrictions on the hours that you are willing to work, the distance you are willing to travel and the wages that you will accept. You will not meet qualifications for unemployment if it is determined that you do not meet availability criteria. In some cases, unemployment eligibility requirements may even force you to provide evidence to your ability to work, such as with a statement from your doctor.

New Mexico Eligibility for EDD: Work Search Requirements

If you are an applicant who qualifies for unemployment, there are additional requirements that you must comply with in order to continue to receive unemployment payments. To continue meeting requirements for unemployment insurance qualification, you are required to register with the New Mexico Workforce Connection System online or by visiting any Workforce Connection Center within 14 days of your initial claim for unemployment insurance,. Additionally, in order to continue to qualify for unemployment, you will be required to perform a certain number of work search efforts each week. As part of these unemployment work search requirements, you must keep a list of application dates, how an application was submitted and what the result of the contact was.

New Mexico Unemployment Eligibility: Suitable Work Requirements

You can lose your eligibility for unemployment in New Mexico if you refuse suitable work without good cause. You will lose New Mexico unemployment benefit eligibility unless if a position is offered to you and you refuse to accept it, unless:

  • The level of training, experience or physical fitness needed for the position would make the position unsuitable.
  • The position presents an unreasonable risk to your safety, morals or health.

Learn more about unemployment eligibility by downloading our free in-depth guide.